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Money Key provides payday loan solutions for people with bad credit. If you're in a financial bind and need a short-term loan to cover expenses until your next paycheck, Money Key may be able to help. This review will cover the ins and outs of Money Key's payday loan services and explain why this lender may be a good fit for those with bad credit.
Money Key offers payday loans ranging from $100 to $1,000. The loan term is between 7 and 31 days, and the loan amount is determined by your income and state regulations. The lender also provides installment loans and lines of credit, which are available in amounts ranging from $1,000 to $3,000.
Money Key operates in 16 states and specializes in bad credit loans. The lender accepts applicants with low credit scores and does not require a credit check. The application process is simple and fast, and Money Key will usually approve applicants within minutes.
Money Key has competitive rates and fees. The interest rates vary depending on the loan amount and term, but they are generally lower than other payday loan lenders. The lender also charges a one-time fee for each loan, which is typically a percentage of the loan amount.
Money Key is committed to responsible lending. The lender does not approve loans for those who cannot afford to repay them, and it provides a variety of financial tools and resources to help customers manage their finances. Money Key also offers loan extensions and payment plans to help customers avoid defaulting on their loans.
Overall, Money Key is an excellent choice for those with bad credit who are in need of a short-term loan. The lender offers competitive rates and fees, and its commitment to responsible lending makes it a reliable source for payday loans.
Is MoneyKey Reputable? MoneyKey has a B rating from the Better Business Bureau. Trustpilot scores MoneyKey an excellent 4.6 out of 5 stars based on over 3,000 reviews. The Consumer Financial Protection Bureau reported 4,354 complaints related to personal loans by MoneyKey in 2021.
Payday Loans As a responsible lender, credit services provider and loan servicer, payday loan alternatives, like Installment Loans and Lines of Credit, are offered through MoneyKey. Unlike payday loans, these types of loans are generally repaid over a period of time with multiple payments.
Once you're approved for an online Installment Loan, you'll typically get the loan amount deposited into your bank account the next business day*. The loan term varies by state and may range between 6 and 12 months.
Here at MoneyKey, we only perform soft inquiries when reviewing loan applications. Otherwise known as a soft pull, this quick background check won't appear on your credit history. As a result, applying for a MoneyKey loan won't affect your credit score.
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